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It was absolutely essential to us to keep her rear facing as long as possible so our toddler seat is able to go both ways. It is the safest direction for her as research shows that toddlers do not have the strength to control their head during an impact and can suffer devastating injuries even in low impact accidents when facing forward.

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Parent borrowers of the federal PLUS loan may consolidate, or refinance, their loans into a federal consolidation loan. There are two main reasons borrowers decide to consolidate their federal loans: a fixed interest rate and lower monthly payments.

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